AML & Financial Crime

When organisations call us

• It is unclear whether — and to what extent — the organisation is an obliged entity under AML/CFT rules.
• A new product, channel, market or client group changes the risk profile faster than the controls.
• Customer or transaction volumes grow without scaling KYC/CDD, screening or monitoring.
• A regulator, auditor, correspondent bank, investor or partner has raised recommendations.
• The EU AML package (AMLR/AMLD6/AMLA) requires a structured readiness plan before July 2027.

Questions we help answer

• Does our risk assessment cover the real business model, products, channels, clients and geography?
• Are customer risk criteria consistent, explainable and actually applied?
• Do alerts, escalations and decisions leave an audit trail we can defend?
• How do we prepare the framework, data and vendors for the AMLR single rulebook?

How we can support

• Applicability analysis — whether and how AML/CFT obligations attach to your model.
• Business-wide risk assessment — methodology, execution and management sign-off.
• Customer risk methodology — segmentation, scoring, EDD triggers and overrides with documented rationale.
• KYC/CDD and screening design — processes, data model, vendor requirements and quality controls.
• Transaction monitoring — scenario design, thresholds, tuning governance and alert-handling standards.
• SAR/STR readiness — internal escalation, decision documentation and reporting workflows.
• AMLR gap analysis — mapping current policies and tooling to the incoming single rulebook.
• Independent framework review and remediation — findings, priorities and a plan that closes them.

Typical work products

Risk assessment report, customer risk model documentation, AML policy set, CDD/EDD procedures, screening and monitoring requirements, alert-handling playbooks, MLRO reporting pack, AMLR readiness roadmap, remediation plan with owners and dates.

We support and challenge your framework; statutory roles and filings remain with your appointed officers, and formal legal opinions with qualified counsel.